Reconstruction of the Concept of Kafalah in Sharia Buy Now Pay Later (BNPL) Transactions: A Normative Fiqh Analysis of Digital Guarantees in Islamic Finance. al-qadha. j. huk. dan. syar’iah. [Internet]. 2025 Dec. 23 [cited 2026 Sep. 23];1(2):96-102. Available from: https://ojs.justisialegalresearch.com/index.php/alqadha/article/view/24